{"id":5863,"date":"2021-07-15T19:02:49","date_gmt":"2021-07-15T17:02:49","guid":{"rendered":"https:\/\/www.hublemania.ch\/loesungen\/3a-vorsorgeloesung\/"},"modified":"2023-06-26T09:47:17","modified_gmt":"2023-06-26T07:47:17","slug":"3a-vorsorgeloesung","status":"publish","type":"page","link":"https:\/\/www.hublemania.ch\/de\/loesungen\/3a-vorsorgeloesung\/","title":{"rendered":"3a Vorsorgel\u00f6sung"},"content":{"rendered":"

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Aufbau individueller 3. S\u00e4ule Sparen ein dynamisches kapitalisierungsbasiertes System<\/h1>\n

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In der Schweiz ist die gebundene 3. S\u00e4ule (bzw. die individuelle Vorsorge 3a) das Mittel f\u00fcr jedermann, um seinen Vorsorgeschutz zu st\u00e4rken und gleichzeitig von den rechtlichen und steuerlichen Bedingungen des BVG zu profitieren.<\/p>\n

Das Bundesamt f\u00fcr Sozialversicherung (BSV) legt jedes Jahr die maximal zul\u00e4ssigen Zahlungen fest und ver\u00f6ffentlicht sie auf seiner Website.<\/p>\n

F\u00fcr das Jahr 2023 sind sie auf CHF 7.056.- f\u00fcr Mitarbeiter festgelegt, die einer Pensionskasse angeschlossen sind.<\/p>\n

Mitarbeiter, die nicht Mitglied einer Pensionskasse sind, k\u00f6nnen bis zu 20 % ihres Jahreseinkommens sparen, jedoch nicht mehr als CHF 35.280.-.<\/p>\n

Die L\u00f6sung „lemania3a“ erm\u00f6glicht einen dynamischen Aufbau der privaten Vorsorge dank frei w\u00e4hlbarem BVG-Anlageprogramm, das mit einem individuellen Risikoschutz kombiniert werden kann:<\/p>\n

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