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\n[\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ specialty_columns=“3″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_row_inner custom_padding_last_edited=“on|phone“ admin_label=“Ligne“ _builder_version=“4.16″ max_width=“95%“ max_width_tablet=““ max_width_phone=“100%“ max_width_last_edited=“on|phone“ custom_margin=“0px||0px|“ custom_padding=“0px|22.2%|0px|“ custom_padding_tablet=““ custom_padding_phone=“0px|0px|0px|“ global_colors_info=“{}“][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_text admin_label=“Texte titre“ _builder_version=“4.16″ text_text_color=“#666666″ header_font_size=“20px“ custom_margin=“||0px|“ custom_padding=“||0px|“ global_colors_info=“{}“]<\/p>\n

Aufbau individueller 3. S\u00e4ule Sparen ein dynamisches kapitalisierungsbasiertes System<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=“4.20.0″ global_colors_info=“{}“]<\/p>\n

In der Schweiz ist die gebundene 3. S\u00e4ule (bzw. die individuelle Vorsorge 3a) das Mittel f\u00fcr jedermann, um seinen Vorsorgeschutz zu st\u00e4rken und gleichzeitig von den rechtlichen und steuerlichen Bedingungen des BVG zu profitieren.<\/p>\n

Das Bundesamt f\u00fcr Sozialversicherung (BSV) legt jedes Jahr die maximal zul\u00e4ssigen Zahlungen fest und ver\u00f6ffentlicht sie auf seiner Website.<\/p>\n

F\u00fcr das Jahr 2023 sind sie auf CHF 7.056.- f\u00fcr Mitarbeiter festgelegt, die einer Pensionskasse angeschlossen sind.<\/p>\n

Mitarbeiter, die nicht Mitglied einer Pensionskasse sind, k\u00f6nnen bis zu 20 % ihres Jahreseinkommens sparen, jedoch nicht mehr als CHF 35.280.-.<\/p>\n

Die L\u00f6sung „lemania3a“ erm\u00f6glicht einen dynamischen Aufbau der privaten Vorsorge dank frei w\u00e4hlbarem BVG-Anlageprogramm, das mit einem individuellen Risikoschutz kombiniert werden kann:<\/p>\n

<\/p>\n

 <\/p>\n

 <\/p>\n

\n
• Freie Wahl des BVG-Anlageprogramms<\/li>\n
• Individuelle Risikoabsicherung<\/li>\n
• Steuervorteil dank der j\u00e4hrlichen Einzahlung in die 3. S\u00e4ule<\/li>\n
• Steuerfreies Sparen, solange Ihr Verm\u00f6gen in der Stiftung investiert bleibt<\/li>\n<\/ul>\n

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  Hochqualifizierte Spezialisten der 3. S\u00e4ule zu Ihrer Verf\u00fcgung<\/h2>\n

  Ob Sie Berater, Makler, zertifizierter Vorsorgeexperte, Finanzvorstand, Personalleiter oder KMU-Inhaber sind, wenden Sie sich an unsere 3. S\u00e4ule-Spezialisten der lemania Vorsorgeplattform. Sie geben Ihnen gerne Auskunft \u00fcber die „lemania3a“-L\u00f6sung f\u00fcr die private Altersvorsorge.<\/p>\n

  [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=“1″ make_equal=“on“ specialty=“on“ custom_padding_last_edited=“on|phone“ padding_top_1=“0px“ padding_top_2=“0px“ _builder_version=“4.16″ custom_margin=“0px||0px|“ custom_padding=“0px||28px|“ custom_padding_tablet=““ custom_padding_phone=“0px||7px|“ global_colors_info=“{}“][et_pb_column type=“1_4″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][\/et_pb_column][et_pb_column type=“3_4″ specialty_columns=“3″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_row_inner custom_padding_last_edited=“on|phone“ _builder_version=“4.16″ max_width=“95%“ max_width_tablet=““ max_width_phone=“100%“ max_width_last_edited=“on|phone“ custom_margin=“0px||28px|“ custom_padding=“0px|22.2%|0px|“ custom_padding_tablet=““ custom_padding_phone=“0px|0px|0px|“ global_colors_info=“{}“][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_divider color=“#666666″ divider_position=“bottom“ _builder_version=“4.16″ height=“0px“ custom_margin=“||9px|“ global_colors_info=“{}“] 
  \n[\/et_pb_divider][et_pb_image src=“https:\/\/www.hublemania.ch\/storage\/2022\/06\/img-zarra-pour-news-site.jpg“ title_text=“img-zarra-pour-news-site“ align_tablet=“center“ align_phone=““ align_last_edited=“on|desktop“ _builder_version=“4.21.0″ global_colors_info=“{}“] 
  \n[\/et_pb_image][et_pb_text admin_label=“Text“ _builder_version=“4.21.0″ custom_margin=“||7px|“ global_colors_info=“{}“]<\/p>\n

  \u200bPasquale Zarra
  <\/strong>CEO
  <\/em>T 058 822 18 18
  Kontaktformular<\/a><\/p>\n

  [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=“1″ make_equal=“on“ specialty=“on“ _builder_version=“4.16″ background_image=“https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/09\/banner_bleu_1920x350-2.jpg“ custom_margin=“0px||28px|“ custom_margin_tablet=““ custom_margin_phone=“0px||7px|“ custom_margin_last_edited=“on|phone“ custom_padding=“54px|||“ global_colors_info=“{}“][et_pb_column type=“1_4″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_image src=“https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/08\/arrow25white.png“ align=“right“ align_tablet=“center“ align_phone=““ align_last_edited=“on|desktop“ disabled_on=“on||“ admin_label=“Image > (blanc)“ module_class=“iconleft“ _builder_version=“4.16″ custom_margin=“|-50px||“ global_colors_info=“{}“] 
  \n[\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ specialty_columns=“3″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_row_inner custom_padding_last_edited=“on|desktop“ _builder_version=“4.16″ max_width=“95%“ max_width_tablet=““ max_width_phone=“100%“ max_width_last_edited=“on|tablet“ custom_padding=“|22.2%||“ custom_padding_tablet=““ custom_padding_phone=“|0px||“ global_colors_info=“{}“][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“4.16″ custom_padding=“|0px||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_text admin_label=“Text“ module_class=“lienspecial“ _builder_version=“4.16″ text_text_color=“#ffffff“ custom_margin=“|||“ global_colors_info=“{}“]<\/p>\n

  Ihre Vorteile<\/h2>\n

  Warum sollten Sie sich an lemania – pension hub wenden und uns vertrauen? Was sind die Vorteile unseres Ansatzes, der auf dem Hub-Konzept und der freien Wahl basiert? In einem Kontext, in dem die traditionelle Altersvorsorge unter erheblichem Druck steht, ist es unser Ziel, dynamische und zuverl\u00e4ssige L\u00f6sungen anzubieten, die es den Beg\u00fcnstigten erm\u00f6glichen, sich aktiv auf ihre Zukunft vorzubereiten.<\/p>\n

  Mehr lesen<\/a><\/p>\n

  [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

    Aufbau individueller 3. S\u00e4ule Sparen ein dynamisches kapitalisierungsbasiertes SystemIn der Schweiz ist die gebundene 3. S\u00e4ule (bzw. die individuelle Vorsorge 3a) das Mittel f\u00fcr jedermann, um seinen Vorsorgeschutz zu st\u00e4rken und gleichzeitig von den rechtlichen und steuerlichen Bedingungen des BVG zu profitieren. Das Bundesamt f\u00fcr Sozialversicherung (BSV) legt jedes Jahr die maximal zul\u00e4ssigen Zahlungen […]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":5834,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-5863","page","type-page","status-publish","hentry"],"yoast_head":"\n