[et_pb_section fb_built=“1″ fullwidth=“on“ _builder_version=“3.22.3″ custom_margin=“0px||28px|“ custom_margin_tablet=““ custom_margin_phone=“0px||0px|“ custom_margin_last_edited=“on|desktop“ collapsed=“on“][et_pb_fullwidth_slider show_arrows=“off“ show_pagination=“off“ module_class=“internal-slider“ _builder_version=“3.16″ background_image=“https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/09\/banner_bleu_1920x350-2.jpg“ background_size=“initial“ background_position=“top_left“ background_repeat=“repeat“ custom_padding=“130px||130px|“ custom_css_slide_title=“color:rgba(255, 0, 0, 0.09);“ button_text_size__hover_enabled=“off“ button_one_text_size__hover_enabled=“off“ button_two_text_size__hover_enabled=“off“ button_text_color__hover_enabled=“off“ button_one_text_color__hover_enabled=“off“ button_two_text_color__hover_enabled=“off“ button_border_width__hover_enabled=“off“ button_one_border_width__hover_enabled=“off“ button_two_border_width__hover_enabled=“off“ button_border_color__hover_enabled=“off“ button_one_border_color__hover_enabled=“off“ button_two_border_color__hover_enabled=“off“ button_border_radius__hover_enabled=“off“ button_one_border_radius__hover_enabled=“off“ button_two_border_radius__hover_enabled=“off“ button_letter_spacing__hover_enabled=“off“ button_one_letter_spacing__hover_enabled=“off“ button_two_letter_spacing__hover_enabled=“off“ button_bg_color__hover_enabled=“off“ button_one_bg_color__hover_enabled=“off“ button_two_bg_color__hover_enabled=“off“][et_pb_slide heading=“revue de presse“ use_bg_overlay=“off“ use_text_overlay=“off“ _builder_version=“3.16″ background_color=“#7EBEC5″ button_on_hover=“on“ button_text_size__hover_enabled=“off“ button_one_text_size__hover_enabled=“off“ button_two_text_size__hover_enabled=“off“ button_text_color__hover_enabled=“off“ button_one_text_color__hover_enabled=“off“ button_two_text_color__hover_enabled=“off“ button_border_width__hover_enabled=“off“ button_one_border_width__hover_enabled=“off“ button_two_border_width__hover_enabled=“off“ button_border_color__hover_enabled=“off“ button_one_border_color__hover_enabled=“off“ button_two_border_color__hover_enabled=“off“ button_border_radius__hover_enabled=“off“ button_one_border_radius__hover_enabled=“off“ button_two_border_radius__hover_enabled=“off“ button_letter_spacing__hover_enabled=“off“ button_one_letter_spacing__hover_enabled=“off“ button_two_letter_spacing__hover_enabled=“off“ button_bg_color__hover_enabled=“off“ button_one_bg_color__hover_enabled=“off“ button_two_bg_color__hover_enabled=“off“][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=“1″ make_equal=“on“ specialty=“on“ custom_padding_last_edited=“on|phone“ padding_top_1=“0px“ padding_top_2=“0px“ _builder_version=“3.22.3″ custom_margin=“0px||0px|“ custom_padding=“0px|0px|28px|0px“ custom_padding_tablet=““ custom_padding_phone=“0px|0px|7px|0px“][et_pb_column type=“1_4″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_image src=“https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/08\/arrow25.png“ align=“right“ align_tablet=“center“ align_phone=““ align_last_edited=“on|desktop“ disabled_on=“on||“ admin_label=“Image > (gris)“ module_class=“iconleft“ _builder_version=“3.23″ custom_margin=“|-50px||“] 
\n[\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ specialty_columns=“3″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_row_inner custom_padding_last_edited=“on|phone“ admin_label=“Ligne“ _builder_version=“3.25″ max_width=“95%“ max_width_tablet=““ max_width_phone=“100%“ max_width_last_edited=“on|phone“ custom_margin=“0px||0px|“ custom_padding=“0px|22.2%|0px|“ custom_padding_tablet=““ custom_padding_phone=“0px|0px|0px|“][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_text admin_label=“Texte titre“ _builder_version=“3.29.3″ text_text_color=“#666666″ header_font_size=“20px“ custom_margin=“||0px|“ custom_padding=“||0px|“]<\/p>\n

<\/h2>\n

Le Th\u00e8me Pr\u00e9voyance professionnelle<\/h2>\n

Roxane Ecoffey<\/div>\n

\n

L’importance de la pr\u00e9voyance priv\u00e9e dans un processus d’\u00e9pargne<\/h2>\n<\/div>\n

Agefi Indice, Octobre 2019<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=“1″ make_equal=“on“ specialty=“on“ custom_padding_last_edited=“on|phone“ padding_top_1=“0px“ padding_top_2=“0px“ _builder_version=“3.22.3″ max_width_tablet=““ max_width_phone=““ max_width_last_edited=“on|desktop“ custom_margin=“0px||0px|“ custom_padding=“0px||28px|“ custom_padding_tablet=““ custom_padding_phone=“0px||7px|“][et_pb_column type=“1_4″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][\/et_pb_column][et_pb_column type=“3_4″ specialty_columns=“3″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_row_inner custom_padding_last_edited=“on|phone“ admin_label=“Row“ _builder_version=“3.25″ max_width=“95%“ max_width_tablet=““ max_width_phone=“100%“ max_width_last_edited=“on|phone“ custom_margin=“0px||0px|“ custom_padding=“0px|22.2%|0px|“ custom_padding_tablet=““ custom_padding_phone=“0px|0px|0px|“ collapsed=“off“][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_text admin_label=“Text“ _builder_version=“4.0.11″ custom_margin=“|||“ hover_enabled=“0″]<\/p>\n

A l\u2019image de la d\u00e9rive des continents, les diff\u00e9rents constituants des trois piliers de notre syst\u00e8me de pr\u00e9voyance vieillesse sont en train de se d\u00e9placer de mani\u00e8re inexorable pour se regrouper sur deux extr\u00eames avec d\u2019un c\u00f4t\u00e9 le r\u00e9gime de pr\u00e9voyance obligatoire (AVS\/AI\/LPP) et de l\u2019autre celui de la pr\u00e9voyance professionnelle surobligatoire et individuelle qualifi\u00e9e commun\u00e9ment de pr\u00e9voyance \u00abpriv\u00e9e\u00bb. Au niveau de la pr\u00e9voyance obligatoire, nous constatons un syst\u00e8me de financement \u00e0 flux tendus qui a besoin sans plus attendre de solutions au niveau politique. Quant \u00e0 la pr\u00e9voyance \u00abpriv\u00e9e\u00bb, la responsabilit\u00e9 individuelle, la capitalisation ainsi que la flexibilit\u00e9 sont ses caract\u00e9ristiques premi\u00e8res qui lui permettent de gagner en visibilit\u00e9 aupr\u00e8s des Suisses soucieux de leur \u00e9pargne vieillesse. Cette \u00e9volution va continuer \u00e0 se renforcer tout au long de ces prochaines ann\u00e9es risquant de complexifier les r\u00e9formes n\u00e9cessaires de notre syst\u00e8me pr\u00e9voyance vieillesse.
Pour lire la suite:<\/p>\n

T\u00e9l\u00e9chargement de la version pdf de l’article<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner admin_label=“Ligne“ _builder_version=“3.25″][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_post_nav in_same_term=“off“ prev_text=“Article pr\u00e9c\u00e9dent“ next_text=“Article suivant“ _builder_version=“3.12.2″][\/et_pb_post_nav][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=“1″ make_equal=“on“ specialty=“on“ admin_label=“Section“ _builder_version=“3.22.7″ background_image=“https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/09\/banner_bleu_1920x350-2.jpg“ custom_margin=“0px||28px|“ custom_margin_tablet=““ custom_margin_phone=“0px||7px|“ custom_margin_last_edited=“on|phone“ custom_padding=“54px|||“][et_pb_column type=“1_4″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_image src=“https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/08\/arrow25white.png“ align=“right“ align_tablet=“center“ align_phone=““ align_last_edited=“on|desktop“ disabled_on=“on||“ admin_label=“Image > (blanc)“ module_class=“iconleft“ _builder_version=“3.23″ custom_margin=“|-50px||“] 
\n[\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ specialty_columns=“3″ _builder_version=“3.25″ custom_padding=“|||“ custom_padding__hover=“|||“][et_pb_row_inner custom_padding_last_edited=“on|desktop“ _builder_version=“3.25″ max_width=“95%“ max_width_tablet=““ max_width_phone=“100%“ max_width_last_edited=“on|tablet“ custom_padding=“|22.2%||“ custom_padding_tablet=““ custom_padding_phone=“|0px||“][et_pb_column_inner saved_specialty_column_type=“3_4″ _builder_version=“3.25″ custom_padding=“|0px||“ custom_padding__hover=“|||“][et_pb_text admin_label=“Text“ module_class=“lienspecial“ _builder_version=“3.27.4″ text_text_color=“#ffffff“ custom_margin=“|||“]<\/p>\n

Suivez notre actualit\u00e9<\/h4>\n

Notre politique de gouvernance accorde de l’importance \u00e0 la transparence et \u00e0 l’information. La plateforme lemania \u2013 pension hub est une initiative dynamique en constante \u00e9volution, son actualit\u00e9 est riche. Nous vous proposons de la suivre via ce site, sur lequel vous pouvez d\u00e9couvrir nos derni\u00e8res nouvelles. Vous avez \u00e9galement la possibilit\u00e9 de vous inscrire \u00e0 notre newsletter \u00e9lectronique.<\/p>\n

Lire nos derni\u00e8res nouvelles<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Le Th\u00e8me Pr\u00e9voyance professionnelle
\nL\u2019importance de la pr\u00e9voyance priv\u00e9e dans un processus d\u2019\u00e9pargne<\/p>\n","protected":false},"author":7,"featured_media":3187,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[15],"tags":[],"class_list":["post-3202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-revue-de-presse"],"yoast_head":"\n