[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ custom_margin=”0px||28px|” custom_margin_tablet=”” custom_margin_phone=”0px||0px|” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” module_class=”internal-slider” _builder_version=”4.16″ background_image=”https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/09\/banner_bleu_1920x350-2.jpg” custom_padding=”50px||50px||false|false” custom_css_slide_title=”color:rgba(255, 0, 0, 0.09);” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”off” button_text_color__hover=”null” button_one_text_color__hover_enabled=”off” button_one_text_color__hover=”null” button_two_text_color__hover_enabled=”off” button_two_text_color__hover=”null” button_border_width__hover_enabled=”off” button_border_width__hover=”null” button_one_border_width__hover_enabled=”off” button_one_border_width__hover=”null” button_two_border_width__hover_enabled=”off” button_two_border_width__hover=”null” button_border_color__hover_enabled=”off” button_border_color__hover=”null” button_one_border_color__hover_enabled=”off” button_one_border_color__hover=”null” button_two_border_color__hover_enabled=”off” button_two_border_color__hover=”null” button_border_radius__hover_enabled=”off” button_border_radius__hover=”null” button_one_border_radius__hover_enabled=”off” button_one_border_radius__hover=”null” button_two_border_radius__hover_enabled=”off” button_two_border_radius__hover=”null” button_letter_spacing__hover_enabled=”off” button_letter_spacing__hover=”null” button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”off” button_bg_color__hover=”null” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”][et_pb_slide heading=”Lemania strategies” use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”4.16″ background_color=”#7EBEC5″ button_on_hover=”on” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on”][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” custom_padding_last_edited=”on|phone” padding_top_1=”0px” padding_top_2=”0px” _builder_version=”4.16″ custom_margin=”0px|||” custom_padding=”0px|0px|28px|0px” custom_padding_tablet=”” custom_padding_phone=”0px|0px|7px|0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/08\/arrow25.png” align=”right” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” disabled_on=”on||” admin_label=”Image > (gris)” module_class=”iconleft” _builder_version=”4.16″ custom_margin=”|-50px||” global_colors_info=”{}”] 
\n[\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|phone” admin_label=”Ligne” _builder_version=”4.16″ max_width=”95%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” custom_margin=”0px||0px|” custom_padding=”0px|22.2%|0px|” custom_padding_tablet=”” custom_padding_phone=”0px|0px|0px|” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Texte titre” _builder_version=”4.16″ text_text_color=”#666666″ header_font_size=”20px” custom_margin=”||0px|” custom_padding=”||0px|” global_colors_info=”{}”]<\/p>\n

Risk budget \u00a0<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

Within the framework of lemania pension solutions, the investment of pension savings is based on a choice of four risk budgets. These risk budgets differ essentially in the proportion invested in equities, thus offering different levels of expected return and risk.<\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” custom_padding_last_edited=”on|phone” padding_top_1=”0px” padding_top_2=”0px” _builder_version=”4.16″ custom_margin=”0px||0px|” custom_padding=”0px||28px|” custom_padding_tablet=”” custom_padding_phone=”0px||7px|” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|phone” _builder_version=”4.16″ max_width=”95%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” custom_margin=”0px||0px|” custom_padding=”0px|22.2%|0px|” custom_padding_tablet=”” custom_padding_phone=”0px|0px|0px|” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#666666″ _builder_version=”4.16″ height=”0px” custom_margin=”||9px|” global_colors_info=”{}”] 
\n[\/et_pb_divider][et_pb_text admin_label=”Text” _builder_version=”4.16″ custom_margin=”|||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Strategy lemania 25<\/a>
\n25% of the assets invested in equities[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” custom_padding_last_edited=”on|phone” padding_top_1=”0px” padding_top_2=”0px” _builder_version=”4.16″ custom_margin=”0px||0px|” custom_padding=”0px||28px|” custom_padding_tablet=”” custom_padding_phone=”0px||7px|” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|phone” _builder_version=”4.16″ max_width=”95%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” custom_margin=”0px||0px|” custom_padding=”0px|22.2%|0px|” custom_padding_tablet=”” custom_padding_phone=”0px|0px|0px|” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#666666″ _builder_version=”4.16″ height=”0px” custom_margin=”||9px|” global_colors_info=”{}”] 
\n[\/et_pb_divider][et_pb_text admin_label=”Text” _builder_version=”4.16″ custom_margin=”|||” global_colors_info=”{}”]Strategy lemania 30<\/a>
\n30% of the assets invested in equities[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” custom_padding_last_edited=”on|phone” padding_top_1=”0px” padding_top_2=”0px” _builder_version=”4.16″ custom_margin=”0px||0px|” custom_padding=”0px||28px|” custom_padding_tablet=”” custom_padding_phone=”0px||7px|” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|phone” _builder_version=”4.16″ max_width=”95%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” custom_margin=”0px||0px|” custom_padding=”0px|22.2%|0px|” custom_padding_tablet=”” custom_padding_phone=”0px|0px|0px|” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#666666″ _builder_version=”4.16″ height=”0px” custom_margin=”||9px|” global_colors_info=”{}”] 
\n[\/et_pb_divider][et_pb_text admin_label=”Text” _builder_version=”4.16″ custom_margin=”|||” global_colors_info=”{}”]<\/p>\n

Strategy lemania 40<\/a>
40% of assets invested in equities<\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” custom_padding_last_edited=”on|phone” padding_top_1=”0px” padding_top_2=”0px” _builder_version=”4.16″ custom_margin=”0px||0px|” custom_padding=”0px||28px|” custom_padding_tablet=”” custom_padding_phone=”0px||7px|” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|phone” _builder_version=”4.16″ max_width=”95%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” custom_margin=”0px||0px|” custom_padding=”0px|22.2%|0px|” custom_padding_tablet=”” custom_padding_phone=”0px|0px|0px|” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#666666″ _builder_version=”4.16″ height=”0px” custom_margin=”||9px|” global_colors_info=”{}”] 
\n[\/et_pb_divider][et_pb_text admin_label=”Text” _builder_version=”4.19.1″ custom_margin=”|||” global_colors_info=”{}”]<\/p>\n

Strategy lemania 70<\/a>
70% of assets invested in equities<\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” custom_padding_last_edited=”on|phone” padding_top_1=”0px” padding_top_2=”0px” _builder_version=”4.16″ custom_margin=”0px||0px|” custom_padding=”0px||28px|” custom_padding_tablet=”” custom_padding_phone=”0px||7px|” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ make_equal=”on” specialty=”on” _builder_version=”4.16″ background_image=”https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/09\/banner_bleu_1920x350-2.jpg” custom_margin=”0px||28px|” custom_margin_tablet=”” custom_margin_phone=”0px||7px|” custom_margin_last_edited=”on|phone” custom_padding=”54px|||” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.hublemania.ch\/wp-content\/uploads\/2018\/08\/arrow25white.png” align=”right” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” disabled_on=”on||” admin_label=”Image > (blanc)” module_class=”iconleft” _builder_version=”4.16″ custom_margin=”|-50px||” global_colors_info=”{}”] 
\n[\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ max_width=”95%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_padding=”|22.2%||” custom_padding_tablet=”” custom_padding_phone=”|0px||” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.16″ custom_padding=”|0px||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” module_class=”lienspecial” _builder_version=”4.16″ text_text_color=”#ffffff” custom_margin=”|||” global_colors_info=”{}”]<\/p>\n

Professional investors<\/h4>\n

Are you a professional investor (“qualified investor” as defined in Art. 5 para. 2 FINMA)? If so, you can directly benefit from our private pension solutions and our expert login for investment funds comparisons. <\/p>\n

Contact us<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

  Risk budget \u00a0Within the framework of lemania pension solutions, the investment of pension savings is based on a choice of four risk budgets. These risk budgets differ essentially in the proportion invested in equities, thus offering different levels of expected return and risk.  Strategy lemania 25 25% of the assets invested in equities  Strategy […]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":5932,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-5944","page","type-page","status-publish","hentry"],"yoast_head":"\n