Capped mandatory pension fund with a extra-mandatory pension fund (1e Plan “Bel Etage”)

In Switzerland, the 2nd pillar is at the core of the pension system and is a component of the company’s social benefits that is becoming increasingly important to employees. If you would like to have an attractive, modern occupational pension solution in your company that includes a 1e Plan “Bel Etage” with a free choice of BVG investment program. The “lemaniaduoflex” occupational benefits solution will enable you to meet this demand:



  • Solution based on two affiliations with a basic fund and a 1e Plan “Bel Etage”
  • Capping of the custom-made wrap-around cover (from CHF 129’060 in 2021)
  • 1e Plan “Bel Etage” coordinated with the basic plan and oriented towards the taking of capital
  • Flexibility in savings and insurance coverage in the 1e Plan “Bel Etage”
  • Free choice of BVG investment program in the 1e Plan “Bel Etage”
  • Possible affiliation of the self-employed (medical professions)

Highly qualified specialists at your disposal

Whether you are a consultant, broker, certified pension expert, CFO, HR manager or SME owner, contact our Swiss occupational benefits specialists on the lemania platform. They will be happy to provide you with information on the “lemaniaduoflex” solution.


Pasquale Zarra
T 058 822 18 18

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Your benefits

Why should you turn to lemania – pension hub and trust us? What are the advantages of our approach, built around the hub concept and free choice? In a context where traditional pension plans are being put to the test, our objective is to offer dynamic and reliable solutions that enable beneficiaries to actively prepare for their future.

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