investments

The preservation of pension savings and their capitalization is a central combination in the private pension solutions offered by the lemania pension hub. Based on a truly open architecture, a free choice of investment strategy is systematically offered to pension fund members beneficiaries (lemaniaPLP, lemania3a).

This is carried out in an environment of transparency, trust, and quality. All of our OPP2 investment funds are administered by fund management companies in Switzerland, which delegate the collective management of investments subject to OPP2 requirements to financial institutions with extensive expertise and long-standing experience in the field of pension fund investments. Furthermore, these institutions hold a license for collective asset management issued by the Swiss Financial Market Supervisory Authority (FINMA).

Ordinance governing investments

It should be remembered that, in the field of pension funds, investments are highly regulated. An ordinance governs them: the OPP2, ordinance on occupational retirement, survivors’ and disability benefits of April 18, 1984. In particular, this ordinance specifies the type of investments in which the insured’s assets may be invested, and in what proportions.